Before going and seeking a second mortgage refinancing quote, it might not be a bad idea to run by the Better Business Bureau and check out what they have to say about mortgage lending companies. It would be wise to see how much the broker will be charging in fees as you could end up paying thousands of extra dollars to them because you did not read the fine print. If you do not know that much about refinancing, it is suggested that you research as much as possible so that you are not charged too much. It is similar to a car deal, when it comes to your money it is better to be overly cautious.